Rhode Island paycheck calculator 2026 rates
Your estimated take-home pay
$1,849.88 per paycheck
$48,097 per year · $4,008.07 per month · paid every two weeks (biweekly)
| Per paycheck | Per year | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | −$193.08 | −$5,020.00 |
| Social Security (6.2%) | −$143.08 | −$3,720.00 |
| Medicare (1.45%) | −$33.46 | −$870.00 |
| Rhode Island state income tax | −$62.81 | −$1,633.13 |
| RI TDI / caregiver insurance | −$25.38 | −$660.00 |
| Take-home pay | $1,849.88 | $48,096.88 |
- Federal tax bracket: 12%
- Total tax rate (effective): 19.8%
- State taxable income: $43,550
Estimate for tax year 2026 using the standard deduction. Your employer's withholding can differ slightly. How we calculate.
Rhode Island paycheck taxes at a glance (2026)
| Tax | Rate | Who pays |
|---|---|---|
| Federal income tax | 10% – 37% after the $16,100 standard deduction (single) | Employee |
| Social Security | 6.2% up to $184,500 | Employee (employer pays another 6.2%) |
| Medicare | 1.45% (+0.9% over $200,000) | Employee (employer pays another 1.45%) |
| Rhode Island income tax | 3.75% – 5.99% | Employee |
| RI TDI / caregiver insurance | 1.1% of wages up to $100,000 | Employee |
The standard deduction and exemptions phase out for modified AGI between $261,000 and $290,800.
How your Rhode Island paycheck is calculated
- Gross pay: your salary divided by pay periods, or hourly rate × hours (overtime at 1.5× for hours over 40 a week).
- Pre-tax deductions: 401(k) and pre-tax health insurance lower your taxable wages.
- Federal income tax: the 2026 IRS brackets after the standard deduction.
- FICA: Social Security 6.2% and Medicare 1.45%.
- Rhode Island tax: applied to your wages after Rhode Island's own deductions (standard deduction $11,200 single) (personal exemption $5,250 single).
- RI TDI / caregiver insurance: 1.1% of wages up to $100,000.
- Net pay = gross pay − taxes − deductions.
Example: $60,000 salary in Rhode Island
A single filer paid every two weeks (26 paychecks), with no pre-tax deductions:
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | −$193.08 | −$5,020.00 |
| Social Security (6.2%) | −$143.08 | −$3,720.00 |
| Medicare (1.45%) | −$33.46 | −$870.00 |
| Rhode Island state income tax | −$62.81 | −$1,633.13 |
| RI TDI / caregiver insurance | −$25.38 | −$660.00 |
| Take-home pay | $1,849.88 | $48,096.88 |
That is about 80.2% of gross pay, with $1,633 going to Rhode Island income tax and $660 to state payroll premiums.
What to know about Rhode Island taxes
Rhode Island taxes wages at 3.75%, 4.75% and 5.99% in 2026, after an $11,200 standard deduction and a $5,250 personal exemption (single). Workers also pay 1.1% of wages, up to $100,000, for Temporary Disability and Caregiver Insurance. Rhode Island has no local income taxes. A new surtax on income above $1 million starts in 2027, not 2026.
Rhode Island minimum wage
The Rhode Island minimum wage is $16.00 an hour. At 40 hours a week, a minimum-wage worker earns about $33,280 a year before taxes.
Rhode Island salary after taxes (2026)
Estimated take-home pay for a single filer paid biweekly, with no pre-tax deductions.
| Salary | Total taxes | Take-home per year | Per paycheck |
|---|---|---|---|
| $30,000 | $4,553 | $25,447 | $978.73 |
| $50,000 | $9,453 | $40,547 | $1,559.50 |
| $60,000 | $11,903 | $48,097 | $1,849.88 |
| $75,000 | $16,428 | $58,572 | $2,252.76 |
| $100,000 | $25,068 | $74,932 | $2,882.00 |
| $150,000 | $42,832 | $107,168 | $4,121.84 |
Rhode Island hourly wage after taxes
40 hours a week, single filer, paid weekly.
| Hourly wage | Gross per week | Take-home per week | Take-home per year |
|---|---|---|---|
| $15.00 | $600.00 | $506.79 | $26,353 |
| $20.00 | $800.00 | $657.79 | $34,205 |
| $25.00 | $1,000.00 | $808.79 | $42,057 |
| $30.00 | $1,200.00 | $959.79 | $49,909 |
| $40.00 | $1,600.00 | $1,229.67 | $63,943 |
Compare Rhode Island with nearby states
Take-home pay on a $60,000 salary (single, biweekly):
| State | Take-home per year | Difference vs Rhode Island |
|---|---|---|
| Rhode Island | $48,097 | — |
| Massachusetts | $47,334 | -$763 |
| Connecticut | $47,540 | -$557 |
Sources
- IRS: Rev. Proc. 2025-32 (2026 brackets and standard deduction)
- Social Security Administration: 2026 wage base
- Rhode Island official 2026 tax source (tax.ri.gov): income tax rates, deductions and withholding rules
- U.S. Department of Labor and the Rhode Island labor department: minimum wage and overtime rules
Frequently asked questions
Does Rhode Island have a state income tax?
Yes. Rhode Island taxes income at rates from 3.75% to 5.99% in 2026. The standard deduction and exemptions phase out for modified AGI between $261,000 and $290,800.
How much is $60,000 a year after taxes in Rhode Island?
A single filer earning $60,000 in Rhode Island takes home about $48,097 a year, or $1,849.88 per biweekly paycheck, after federal tax, Social Security, Medicare and Rhode Island state tax.
How much is $25 an hour after taxes in Rhode Island?
At $25 an hour and 40 hours a week, a single filer in Rhode Island takes home about $808.79 a week, or $42,057 a year.
What percentage of my paycheck goes to taxes in Rhode Island?
For a single filer earning $60,000, about 19.8% of gross pay goes to taxes in Rhode Island. Higher earners pay a larger share because of the progressive federal brackets.
Does Rhode Island have local income taxes?
No. Cities and counties in Rhode Island do not charge a local income tax on wages.
What is the minimum wage in Rhode Island?
The Rhode Island minimum wage is $16.00 an hour.
Other states
Pick your state to see its 2026 income tax, payroll deductions and example take-home pay.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming