Iowa paycheck calculator 2026 rates
Your estimated take-home pay
$1,873.92 per paycheck
$48,722 per year · $4,060.15 per month · paid every two weeks (biweekly)
| Per paycheck | Per year | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | −$193.08 | −$5,020.00 |
| Social Security (6.2%) | −$143.08 | −$3,720.00 |
| Medicare (1.45%) | −$33.46 | −$870.00 |
| Iowa state income tax | −$64.16 | −$1,668.20 |
| Take-home pay | $1,873.92 | $48,721.80 |
- Federal tax bracket: 12%
- Total tax rate (effective): 18.8%
- State taxable income: $43,900
Estimate for tax year 2026 using the standard deduction. Your employer's withholding can differ slightly. How we calculate.
Iowa paycheck taxes at a glance (2026)
| Tax | Rate | Who pays |
|---|---|---|
| Federal income tax | 10% – 37% after the $16,100 standard deduction (single) | Employee |
| Social Security | 6.2% up to $184,500 | Employee (employer pays another 6.2%) |
| Medicare | 1.45% (+0.9% over $200,000) | Employee (employer pays another 1.45%) |
| Iowa income tax | Flat 3.8% | Employee |
How your Iowa paycheck is calculated
- Gross pay: your salary divided by pay periods, or hourly rate × hours (overtime at 1.5× for hours over 40 a week).
- Pre-tax deductions: 401(k) and pre-tax health insurance lower your taxable wages.
- Federal income tax: the 2026 IRS brackets after the standard deduction.
- FICA: Social Security 6.2% and Medicare 1.45%.
- Iowa tax: 3.8% of your taxable income, starting from your federal taxable income.
- Net pay = gross pay − taxes − deductions.
Example: $60,000 salary in Iowa
A single filer paid every two weeks (26 paychecks), with no pre-tax deductions:
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | −$193.08 | −$5,020.00 |
| Social Security (6.2%) | −$143.08 | −$3,720.00 |
| Medicare (1.45%) | −$33.46 | −$870.00 |
| Iowa state income tax | −$64.16 | −$1,668.20 |
| Take-home pay | $1,873.92 | $48,721.80 |
That is about 81.2% of gross pay, with $1,668 going to Iowa income tax.
What to know about Iowa taxes
Iowa moved to a single flat rate of 3.8% in 2025, applied to your federal taxable income. Some Iowa school districts add a small school district surtax on your state tax when you file; it is not usually withheld from paychecks.
Iowa minimum wage
The Iowa minimum wage is $7.25 an hour (federal minimum). At 40 hours a week, a minimum-wage worker earns about $15,080 a year before taxes.
Iowa salary after taxes (2026)
Estimated take-home pay for a single filer paid biweekly, with no pre-tax deductions.
| Salary | Total taxes | Take-home per year | Per paycheck |
|---|---|---|---|
| $30,000 | $4,243 | $25,757 | $990.65 |
| $50,000 | $8,933 | $41,067 | $1,579.49 |
| $60,000 | $11,278 | $48,722 | $1,873.92 |
| $75,000 | $15,646 | $59,354 | $2,282.86 |
| $100,000 | $24,008 | $75,992 | $2,922.76 |
| $150,000 | $41,297 | $108,703 | $4,180.88 |
Iowa hourly wage after taxes
40 hours a week, single filer, paid weekly.
| Hourly wage | Gross per week | Take-home per week | Take-home per year |
|---|---|---|---|
| $15.00 | $600.00 | $512.99 | $26,675 |
| $20.00 | $800.00 | $666.09 | $34,637 |
| $25.00 | $1,000.00 | $819.19 | $42,598 |
| $30.00 | $1,200.00 | $972.29 | $50,559 |
| $40.00 | $1,600.00 | $1,246.37 | $64,811 |
Compare Iowa with nearby states
Take-home pay on a $60,000 salary (single, biweekly):
| State | Take-home per year | Difference vs Iowa |
|---|---|---|
| Iowa | $48,722 | — |
| Illinois | $47,561 | -$1,161 |
| Minnesota | $47,569 | -$1,152 |
| Wisconsin | $48,320 | -$401 |
| Missouri | $48,543 | -$179 |
| Nebraska | $48,540 | -$182 |
| South Dakota | $50,390 | +$1,668 |
Sources
- IRS: Rev. Proc. 2025-32 (2026 brackets and standard deduction)
- Social Security Administration: 2026 wage base
- Iowa Department of Revenue / state tax agency: income tax rates and withholding rules
- U.S. Department of Labor and the Iowa labor department: minimum wage and overtime rules
Frequently asked questions
Does Iowa have a state income tax?
Yes. Iowa has a flat 3.8% state income tax in 2026.
How much is $60,000 a year after taxes in Iowa?
A single filer earning $60,000 in Iowa takes home about $48,722 a year, or $1,873.92 per biweekly paycheck, after federal tax, Social Security, Medicare and Iowa state tax.
How much is $25 an hour after taxes in Iowa?
At $25 an hour and 40 hours a week, a single filer in Iowa takes home about $819.19 a week, or $42,598 a year.
What percentage of my paycheck goes to taxes in Iowa?
For a single filer earning $60,000, about 18.8% of gross pay goes to taxes in Iowa. Higher earners pay a larger share because of the progressive federal brackets.
Does Iowa have local income taxes?
No. Cities and counties in Iowa do not charge a local income tax on wages.
What is the minimum wage in Iowa?
The Iowa minimum wage is $7.25 an hour (federal minimum).
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