Maryland paycheck calculator 2026 rates
Your estimated take-home pay
$1,776.82 per paycheck
$46,197 per year · $3,849.77 per month · paid every two weeks (biweekly)
| Per paycheck | Per year | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | −$193.08 | −$5,020.00 |
| Social Security (6.2%) | −$143.08 | −$3,720.00 |
| Medicare (1.45%) | −$33.46 | −$870.00 |
| Maryland state income tax | −$95.54 | −$2,484.00 |
| Local income tax (3.2%) | −$65.72 | −$1,708.80 |
| Take-home pay | $1,776.82 | $46,197.20 |
- Federal tax bracket: 12%
- Total tax rate (effective): 23%
- State taxable income: $53,400
Estimate for tax year 2026 using the standard deduction. Your employer's withholding can differ slightly. How we calculate.
Maryland paycheck taxes at a glance (2026)
| Tax | Rate | Who pays |
|---|---|---|
| Federal income tax | 10% – 37% after the $16,100 standard deduction (single) | Employee |
| Social Security | 6.2% up to $184,500 | Employee (employer pays another 6.2%) |
| Medicare | 1.45% (+0.9% over $200,000) | Employee (employer pays another 1.45%) |
| Maryland income tax | 2% – 6.5% | Employee |
| Local income tax | Varies by city or county | Employee |
Every Maryland resident also pays county income tax, from 2.25% (Worcester) to 3.30% (Dorchester, Kent). This calculator starts with 3.20%, the rate in Baltimore City, Montgomery, Prince George's, Howard and most counties; change it under "More options". The married/head-of-household standard deduction is estimated at $6,800 (2025: $6,700).
How your Maryland paycheck is calculated
- Gross pay: your salary divided by pay periods, or hourly rate × hours (overtime at 1.5× for hours over 40 a week).
- Pre-tax deductions: 401(k) and pre-tax health insurance lower your taxable wages.
- Federal income tax: the 2026 IRS brackets after the standard deduction.
- FICA: Social Security 6.2% and Medicare 1.45%.
- Maryland tax: applied to your wages after Maryland's own deductions (standard deduction $3,400 single).
- Net pay = gross pay − taxes − deductions.
Example: $60,000 salary in Maryland
A single filer paid every two weeks (26 paychecks), with no pre-tax deductions:
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | −$193.08 | −$5,020.00 |
| Social Security (6.2%) | −$143.08 | −$3,720.00 |
| Medicare (1.45%) | −$33.46 | −$870.00 |
| Maryland state income tax | −$95.54 | −$2,484.00 |
| Local income tax (3.2%) | −$65.72 | −$1,708.80 |
| Take-home pay | $1,776.82 | $46,197.20 |
That is about 77% of gross pay, with $2,484 going to Maryland income tax.
What to know about Maryland taxes
Maryland taxes wages at rates from 2% to 6.5% (the 6.25% and 6.5% brackets are new since 2025), after a flat $3,400 standard deduction and a $3,200 personal exemption that phases out above $100,000 (single). On top of that, every county charges its own income tax of 2.25% to 3.30%, so most workers pay about 7.95% on each extra dollar. Maryland's paid family leave deductions start in 2027, not 2026.
Maryland minimum wage
The Maryland minimum wage is $15.00 an hour (Montgomery and Howard counties are higher). At 40 hours a week, a minimum-wage worker earns about $31,200 a year before taxes.
Maryland salary after taxes (2026)
Estimated take-home pay for a single filer paid biweekly, with no pre-tax deductions.
| Salary | Total taxes | Take-home per year | Per paycheck |
|---|---|---|---|
| $30,000 | $5,523 | $24,477 | $941.43 |
| $50,000 | $11,043 | $38,957 | $1,498.35 |
| $60,000 | $13,803 | $46,197 | $1,776.82 |
| $75,000 | $18,793 | $56,207 | $2,161.82 |
| $100,000 | $28,193 | $71,807 | $2,761.82 |
| $150,000 | $47,914 | $102,086 | $3,926.38 |
Maryland hourly wage after taxes
40 hours a week, single filer, paid weekly.
| Hourly wage | Gross per week | Take-home per week | Take-home per year |
|---|---|---|---|
| $15.00 | $600.00 | $487.42 | $25,346 |
| $20.00 | $800.00 | $632.22 | $32,876 |
| $25.00 | $1,000.00 | $777.02 | $40,405 |
| $30.00 | $1,200.00 | $921.82 | $47,935 |
| $40.00 | $1,600.00 | $1,179.31 | $61,324 |
Compare Maryland with nearby states
Take-home pay on a $60,000 salary (single, biweekly):
| State | Take-home per year | Difference vs Maryland |
|---|---|---|
| Maryland | $46,197 | — |
| Virginia | $47,754 | +$1,557 |
| Pennsylvania | $48,506 | +$2,309 |
| Delaware | $47,497 | +$1,300 |
| West Virginia | $48,524 | +$2,327 |
| District of Columbia | $47,937 | +$1,739 |
Sources
- IRS: Rev. Proc. 2025-32 (2026 brackets and standard deduction)
- Social Security Administration: 2026 wage base
- Maryland official 2026 tax source (www.marylandcomptroller.gov): income tax rates, deductions and withholding rules
- U.S. Department of Labor and the Maryland labor department: minimum wage and overtime rules
Frequently asked questions
Does Maryland have a state income tax?
Yes. Maryland taxes income at rates from 2% to 6.5% in 2026. Every Maryland resident also pays county income tax, from 2.25% (Worcester) to 3.30% (Dorchester, Kent). This calculator starts with 3.20%, the rate in Baltimore City, Montgomery, Prince George's, Howard and most counties; change it under "More options". The married/head-of-household standard deduction is estimated at $6,800 (2025: $6,700).
How much is $60,000 a year after taxes in Maryland?
A single filer earning $60,000 in Maryland takes home about $46,197 a year, or $1,776.82 per biweekly paycheck, after federal tax, Social Security, Medicare and Maryland state tax.
How much is $25 an hour after taxes in Maryland?
At $25 an hour and 40 hours a week, a single filer in Maryland takes home about $777.02 a week, or $40,405 a year.
What percentage of my paycheck goes to taxes in Maryland?
For a single filer earning $60,000, about 23% of gross pay goes to taxes in Maryland. Higher earners pay a larger share because of the progressive federal brackets.
Does Maryland have local income taxes?
Yes, some Maryland cities or counties tax wages. Enter your local rate under "More options" in the calculator.
What is the minimum wage in Maryland?
The Maryland minimum wage is $15.00 an hour (Montgomery and Howard counties are higher).
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