$15 an Hour Is How Much a Year?

Updated October 14, 2026 Tax year 2026 How we calculate

Quick answer

$15 an hour is $31,200 a year before taxes, if you work 40 hours a week for 52 weeks (2,080 hours). That is $2,600 a month, $1,200 every two weeks and $600 a week. After 2026 federal income tax, Social Security and Medicare, a single filer keeps about $27,249 a year ($2,271 a month) in a state with no income tax.

Yearly salary$31,200
Monthly (gross)$2,600
Biweekly (gross)$1,200
Take-home a year*$27,249

*Single filer, 2026 federal taxes, no state income tax, no pre-tax deductions.

$15 an hour by pay period

Based on a 40-hour week and 52 paid weeks a year (2,080 hours). Before taxes.

Pay periodBefore taxesAfter federal taxes*
Yearly$31,200.00$27,249.20
Monthly$2,600.00$2,270.77
Semi-monthly$1,300.00$1,135.38
Biweekly$1,200.00$1,048.05
Weekly$600.00$524.02
Daily (8 hours)$120.00$104.80
Hourly$15.00$13.10

$15 an hour at different weekly hours

Part-time or a shorter week changes your yearly pay a lot. Here is $15 an hour at common schedules, for 52 weeks a year:

Hours per weekWeeklyMonthlyYearly
50 hours (with overtime at 1.5×) $825.00$3,575.00$42,900
45 hours (with overtime at 1.5×) $712.50$3,087.50$37,050
40 hours $600.00$2,600.00$31,200
37.5 hours $562.50$2,437.50$29,250
35 hours $525.00$2,275.00$27,300
32 hours $480.00$2,080.00$24,960
30 hours $450.00$1,950.00$23,400
25 hours $375.00$1,625.00$19,500
20 hours $300.00$1,300.00$15,600
15 hours $225.00$975.00$11,700

$15 an hour after taxes (2026)

Single filer, paid every two weeks, standard deduction, no 401(k) or health insurance deductions, in a state with no income tax:

ItemPer yearPer monthBiweekly
Gross pay$31,200.00$2,600.00$1,200.00
Federal income tax−$1,564.00−$130.33−$60.15
Social Security (6.2%)−$1,934.40−$161.20−$74.40
Medicare (1.45%)−$452.40−$37.70−$17.40
Take-home pay$27,249.20$2,270.77$1,048.05

That is a total tax rate of 12.7%. Your federal taxable income is $15,100 after the $16,100 standard deduction, and your top federal bracket is 12%. Married couples filing jointly pay less federal tax on the same income.

$15 an hour after taxes in every state

Your state changes your take-home pay. Ranked from most to least take-home, for a single filer earning $31,200 (state income tax plus any state payroll premiums such as disability or paid-leave insurance):

#StateState taxesTake-home a yearA month
1AlaskaNone$27,249$2,271
2FloridaNone$27,249$2,271
3NevadaNone$27,249$2,271
4New HampshireNone$27,249$2,271
5North DakotaNone$27,249$2,271
6South DakotaNone$27,249$2,271
7TennesseeNone$27,249$2,271
8TexasNone$27,249$2,271
9WyomingNone$27,249$2,271
10South Carolina$322$26,927$2,244
11Arizona$378$26,872$2,239
12New Mexico$390$26,860$2,238
13Ohio$408$26,842$2,237
14Washington$433$26,816$2,235
15Missouri$511$26,739$2,228
16Mississippi$516$26,733$2,228
17Idaho$545$26,704$2,225
18Louisiana$561$26,688$2,224
19Nebraska$565$26,684$2,224
20Iowa$574$26,675$2,223
21Utah$585$26,664$2,222
22Vermont$642$26,607$2,217
23Wisconsin$650$26,599$2,217
24California$652$26,598$2,216
25Arkansas$667$26,582$2,215
26Connecticut$689$26,560$2,213
27District of Columbia$706$26,543$2,212
28Montana$710$26,540$2,212
29New Jersey$722$26,527$2,211
30North Carolina$736$26,513$2,209
31Maine$748$26,502$2,208
32West Virginia$765$26,484$2,207
33Colorado$802$26,448$2,204
34Georgia$808$26,441$2,203
35Oklahoma$859$26,391$2,199
36Hawaii$891$26,358$2,197
37Indiana$891$26,358$2,197
38Rhode Island$896$26,353$2,196
39Kansas$959$26,291$2,191
40Kentucky$978$26,272$2,189
41Pennsylvania$980$26,270$2,189
42Virginia$980$26,269$2,189
43Minnesota$988$26,261$2,188
44Michigan$1,075$26,174$2,181
45Delaware$1,180$26,070$2,172
46Alabama$1,230$26,019$2,168
47New York$1,254$25,995$2,166
48Illinois$1,403$25,846$2,154
49Massachusetts$1,484$25,766$2,147
50Maryland$1,116$25,346$2,112
51Oregon$1,975$25,274$2,106

The gap between the top and bottom state is $1,975 a year. Cities with their own income tax (such as New York City, Philadelphia or Detroit) take more. Use the paycheck calculator to add local tax, 401(k) and health insurance.

How to budget on $15 an hour

Two common rules of thumb, using the numbers above (they are guides, not rules):

  • 30% rent rule: spend no more than 30% of gross monthly pay on rent, which is about $780 a month.
  • 50/30/20 rule on your take-home pay of about $2,271 a month: $1,135 for needs, $681 for wants and $454 for savings and debt.

How we calculate

  1. Yearly pay = hourly wage × 40 hours × 52 weeks (2,080 hours). Hourly = yearly ÷ 2,080.
  2. Monthly = yearly ÷ 12; biweekly = yearly ÷ 26; weekly = yearly ÷ 52.
  3. Federal income tax uses the 2026 IRS brackets and standard deduction (IRS Rev. Proc. 2025-32).
  4. Social Security is 6.2% up to $184,500; Medicare is 1.45% (plus 0.9% above $200,000).
  5. State tax uses each state's published rates and deductions. See our methodology and sources.

Frequently asked questions

How much is $15 an hour a year?

$15 an hour is $31,200 a year before taxes, based on a 40-hour week and 52 paid weeks (2,080 hours). If you take two weeks off unpaid (2,000 hours), it is $30,000.

How much is $15 an hour a month?

$15 an hour is $2,600.00 a month before taxes (yearly pay divided by 12). After 2026 federal taxes, a single filer in a state with no income tax keeps about $2,270.77 a month.

How much is $15 an hour biweekly?

$15 an hour is $1,200.00 every two weeks before taxes (26 paychecks a year). After federal income tax, Social Security and Medicare, a single filer takes home about $1,048.05 per biweekly paycheck in a state with no income tax.

How much is $15 an hour after taxes?

A single filer earning $31,200 keeps about $27,249 a year in 2026 in a state with no income tax, such as Alaska. With state income tax it ranges down to about $25,274 in Oregon among the 51 states we cover.

What tax bracket is $15 an hour in?

With the $16,100 standard deduction, a single filer earning $31,200 has $15,100 of taxable income, which puts the top dollars in the 12% federal bracket. The overall (effective) rate on all taxes is lower: about 12.7% of gross pay.

What is $15 an hour with overtime?

At time and a half, the overtime rate is $22.50 an hour. Five hours of overtime every week adds about $5,850 a year before taxes.